HR Should Bet on Business and Money - #PICHR

HR Should Bet on Business and Money - #PICHR What can YOU do to bring YOURSELF and HR to the forefront in your organization?   This question is posed over and over in different fashion or formats, but the underlying premise remains the same (what can I/we do to make HR more relevant?) I tend to have a default answer to this question, and it is this.   Make sure everything you do in HR is business related and do everything you can do to ingratiate yourself to the finance people in your organization. Business and money are the two things to bet on, IMO. So in keeping with this theme, one thing you do not want to be a party to is blind siding   your finance department with some unknown or unplanned expense.   So I am going to share with you something I know about “Obama Care” that you should know.   This was part of an email I recently received from an insurance company representative… NOTICE: AFFORDABLE CARE ACT (ACA) FEES ACA established a number of taxes and fees that will affect our customers and their benefit plans. Two of those fees are: (1) the Annual Fee on Health Insurers or “Health Insurer Fee”; and (2) the Transitional Reinsurance Program Contribution Fee or “Reinsurance Fee.”  Both the Reinsurance Fee and Health Insurer Fee go into effect in 2014. Section 9010(a) of ACA requires that “covered entities” providing health insurance(“health insurers”) pay an annual fee to the federal government, commonly referred to as the Health Insurer Fee.  The amount of this fee for a given calendar year will be determined by the federal government and involves a formula based in part on a health insurer’s net premiums written with respect to health insurance on certain health risk during the  preceding  calendar year. This fee will go to help fund premium tax credits and cost-sharing subsidies offered to certain individuals who purchase coverage on health insurance exchanges. In addition, ACA Section 1341 provides for the establishment of a temporary reinsurance program(s) (for a three (3) year period (2014-2016)) which will be funded by Reinsurance Fees collected from health insurance issuers and self-funded group health plans.  Federal and state governments will provide information as to how these fees are calculated.  Federal regulations establish the fee at $5.25 per member, per month for 2014.    The temporary reinsurance programs funded by these  Reinsurance Fees will help stabilize premiums in the individual market. .ai-rotate {position: relative;} .ai-rotate-hidden {visibility: hidden;} .ai-rotate-hidden-2 {position: absolute; top: 0; left: 0; width: 100%; height: 100%;} .ai-list-data, .ai-ip-data, .ai-fallback, .ai-list-block {visibility: hidden; position: absolute; width: 50%; height: 1px; z-index: -9999;} Beginning with your bill for January 2014 coverage, your premium will be adjusted to reflect the effects of the Health Insurer Fees and Reinsurance Fees, which will be inclusive of any additional applicable federal and state taxes.  We estimate this adjustment to 2014 billed premiums to be approximately 4.0%. This is pending the completion of the State Department of Insurance’s review of our 2014 rates.  Should further regulations and guidance regarding these fees become available, we will share additional information with you. So what does this mean? Well if your brain works like mine, I started doing internet searches for Section 9010(a) of ACA.   This is what I learned besides having to pay for coverage for employees, employers are going to be charged a significant tax on that service.     For illustrative purposes, let’s put these fees into a couple of equations.     Let’s say your company provides coverage to 100 employees, and in total you cover 250 lives.   Let’s say the cost of this coverage is $1000 per month per employee. Now let’s calculate your new taxes. 100 employees X $1000 per month $100,000 per month or $1.2 M per year.   The new tax on this (at 4%) is $48,000. The tax on people is 250 X $5.25 per month is $1312.50 per month and $15,750 per year. .ai-rotate {position: relative;} .ai-rotate-hidden {visibility: hidden;} .ai-rotate-hidden-2 {position: absolute; top: 0; left: 0; width: 100%; height: 100%;} .ai-list-data, .ai-ip-data, .ai-fallback, .ai-list-block {visibility: hidden; position: absolute; width: 50%; height: 1px; z-index: -9999;} The two taxes together $48,000 + $15,750 = $63,750 annually.   (Obama care is a revenue bill.) Ok I did these illustrations to prove the point that there is a significant cost to Obama care that is not really being discussed.   Those of us in HR need to follow this, as this develops and changes. You also need to give the finance folks a heads up, before they come and ask you about it.   Remember you want to add value to the business. At this point the administration can not tell us what these cost are going to be.   Many of the state exchanges have not been established.     No doubt the partisan bickering will trickle down and continue at the state level, which will only slow down the implementation of the Affordable Care Act.   But short of some divine intervention this is going to happen â€" we just don’t know what it is going to cost our organizations.     Stay tuned â€" be a business advocate.

How Being Scared Can Be Beneficial For Your Career

How Being Scared Can Be Beneficial For Your Career Dread: It's one of the most remarkable passionate reactions there are, and it can influence your choices and at last your life in the event that you so permit it. Dread of mix-ups, dread of embarrassment, dread of coming up short. We all have been apprehensive at some point, and with regards to your profession, these slants likely draw to the surface a couple of recollections we would prefer to excuse inconclusively. Truly, dread rouses many negative contemplations and feelings, yet you may be shocked to discover that it can move significance, too. You read that accurately. That is correct dread can push us to take a stab at more and make incredible progress. Once more, it's everything by they way we react to the inclination. In the event that you outfit the vitality and use it for good, you can meet and outperform those profession objectives you have fastidiously point by point in your vision diary. To start with, distinguish what you're truly terrified of. Dread is a reaction that is attempting to lead us to the correct choice. Once in a while the dread is in light of something that might be conceivably hurtful or risky, yet at times it's since you're frightened of destroying something that implies a great deal to you, for example your vocation or expert notoriety. Pause for a minute to absorb that and recognize that having something anything that implies that a lot to you is something unique. Next, use your objective arranging abilities and make sense of how you can practically make your fantasy a reality. In case you're attempting to draw an obvious conclusion and your thought appears to be somewhat implausible right now (for example you have no involvement with your ideal field as well as come up short on the degree important to find a vocation at your fantasy organization), maybe you have some more work to do. Ask yourself what your greatest dream is NO limits. Have you at any point envisioned about winning the lottery, and precisely what you'd do with the 20 no, 50 million dollar prize? Utilize a similar methodology with your own and expert objectives. The catch? With exertion and inspiration, this one can really work out as expected. The key is to pick your greatest objective and set up an activity intend to get it going. Next, ask what's preventing you from accomplishing it. This progression requires a ton of possession. You should confront any feelings of trepidation you may have about coming up short, and perceive that it takes a great deal of responsibility. Any objective, regardless of how enormous and approaching, can be isolated into littler, feasible errands that put you on the way to making progress. Permitting trepidation to adversely direct your best course of action (a.k.a. staying in your usual range of familiarity) could make you lose the open doors before you and cutoff your latent capacity. A long time from now, envision the lament you may feel in the event that you never completely thought about your alternatives and permitted yourself the opportunity to develop expertly. Comprehend that each endeavor you make probably won't end in wild achievement. You may fall flat, and that is alright, as well. Achievement isn't discovered for the time being, and we as a whole are a work in progress. Use the dread and grasp your latent capacity! - Karen Schneider works for bareMinerals in Global Packaging + Creative Services and has worked in an assortment of enterprises over the range of her vocation, including computerized media, style and clothing, and wine and spirits. She is right now a supporter of The Muse and Career Contessa and has been included on Business Insider and Harvard Business Review for her vocation guidance. She's fixated on learning, life, and profession/personal growth. Fairygodboss is focused on improving the working environment and lives of ladies. Go along with us by looking into your boss!

What a $50,000 Salary Gets You in 6 Happiest U.S. Cities

What a $50,000 Salary Gets You in 6 Happiest U.S. Urban communities Contingent upon where you live, a pay of $50,000 can get you faror it can get you no place. The activity market and populace thickness assume significant jobs in lease costs. Regardless of where you live, however, you need a sound, lovely network. So what will it run you to live in a portion of those perfect areas? Heres a snappy once-over of what $50,000 will get you, lease savvy, in thetop sixhappiest urban areas in the United States. To figure these, I utilized the standard principle of lease count: spend up to 30% of your month to month pay on lease. That is $1,250 every month. As per current Zillow postings, $1,250 can get you a pleasantly outfitted home or a super-confined condo. Lets investigate. 1. Rock, Colorado Rock, the most joyful city in the United States, is well known for its outdoorsy vibe. In the event that youre a climber, biker, or foodie, Boulders Rocky Mountain appeal may very well influence you to move there. Lease costs are high, yet theyre not galactic. This one-bed, one-shower loft close to University of Colorado Boulder highlights 390 square feet ($3.06/sqft) of hardwood floors. The high rise has a pool, hot tub, and sand volleyball court. Additionally, it permits little mutts. Nourishments not modest in Boulder, however. Lunch at a café in the business region will costyou about $15, and twelve eggs costs $4.09. 2. Santa Clause Cruz-Watsonville, California Searching for a redwood heaven and California-style living? Santa Clause Cruz might be an ideal choice for you. The neighborhood promenade gives sea get to and an entertainment mecca, and the University of California, Santa Cruz is generally perceived for the nature of its exploration. Be that as it may, as you may expect for an ocean side network, living in Santa Cruz isn't spending plan agreeable. There were no postings for lofts going for $1,250,but this studio in close by Watsonville costs $1,350 every month. Its truly ample for a studio at 477 square feet ($2.83/sqft). In addition, the spot is near heaps of shops, eateries, and parks. Like in Boulder, Santa Cruz food isn't the most reasonable. A fundamental lunch in the business region goes for $14, and twelve eggs costs $3.96. 3. Charlottesville, Virginia Settled in the lower regions of the Blue Ridge Mountains, sweet Charlottesville is broadly home to the University of Virginia and its Jeffersonian design. The mountains, joined with the close by Rapidan River, make an extraordinary situation for outside travelers. As a Charlottesville occupant of 4 years (I went to UVA for student), I can verify both the citys appeal and its reasonableness. This one-room, one-shower condo, which is half of a duplex, is completely outfitted. Its 1,016 square feet and $975 every month, which makes it an arrangement at $.96/sqft. Also, utilities are incorporated. The house has a yard and porch, which are imparted to the next portion of the duplex. The Rugby Circle area is near UVA, however not very near Rugby Roads hard-celebrating group. Food in Charlottesville is generally cheap. In spite of the fact that its shockingly stacked with eateries, a lunch downtown expenses about $11, and twelve eggs will run you $2.93. 4. Fortification Collins, Colorado You may perceive Fort Collins as the motivation for Disneylands Main Street. The beautiful military station built up during the 1800s has transformed into one of Colorados most well known urban communities. Like a large portion of the urban areas on this rundown, Fort Collins has an enormous, all around regarded college: Colorado State University. Its likewise pretty sensibly evaluated. This one-room, one-restroom condo will run you $1,221 every month for 706 square feet, or $1.73/sqft. The complex has a pool, hot tub, wellness focus, and a gated hound run for your canine friend. Its likewise near a lot of parks. Eating inclines toward the costly side: a lunch in the business region goes for $15. In any case, twelve eggs go for $3.02. 5. San Luis Obispo, California San Luis Obispo, or SLO for short, is a seaside retreat away from the clamor of Los Angeles and San Francisco. Its idiosyncratic engineering (SLOs got Hearst Castle and the Madonna Inn) and sea shores bolster an energetic traveler exchange, and its additionally got incredible vineyards. California Polytechnic State University (Cal Poly) is situated here. In any case, San Luis Obispo isn't modest. Theres nothing at present available for $1,250 or under the nearest choice is this $1,595 property with one room and one shower. Its 513 square feet, or $3.11/sqft, and the high rise incorporates a network garden, bocce ball court, and fire pit, among other open air pleasantries. Café eating is genuinely costly at $15 for a lunch in the business area, yet food supplies arent really awful twelve eggs cost $3.33. 6. San Jose, California Its likely not a fortuitous event that half of the initial six urban areas on this rundown are in California. San Jose, in 6th spot, joins SLO and Santa Cruz as a trio of lovely, socially differing networks on the West Coast. San Jose is a Silicon Valley powerhouse, and its got the craziness and significant expense of living to demonstrate that. Truth be told, San Joses lodging market is the most costly in the nation. This 342-square-foot studio, which goes for $1,400, is illustrative of the San Jose lodging circumstance. At $4.09/sqft, its the most costly per square foot of the considerable number of properties on this rundown. The property features hardwood floors and a lot of green space, and its fair squares from Sane Jose State University. A fundamental lunch from the business locale is on the pricier side, at $14, yet goods are straight-up costly: twelve eggs cost $5.60. - Elizabeth Ballou is a substance advertiser atClutch, an exploration, evaluations, and surveys organization in Washington, D.C. She composes aboutHR and advantages. At the point when she's not working, she's tuning in to too many digital recordings and checking on theater and computer games for different news sources.

Power Bi Resume - Can I Get a Job Using the Power Bi Resume?

Power Bi Resume - Can I Get a Job Using the Power Bi Resume?Power Bi resume has become increasingly popular in the last couple of years. A power bi is an electronic resume that can be sent electronically to a variety of employers.Bi professionals may possess a number of specialties and certificates which make them an ideal candidate for certain positions. Some of these specialties include physical therapy, medicine, chiropractic and athletic training.In order to find out whether or not your resume should contain specialties, take into consideration how the position you are applying for may best use those specialties. If you need to provide documentation of your certifications, you should include your certificate(s) on your resume along with any related letters of recommendation from health care professionals. For a doctorate level degree, your resume should include all your required certification letters as well as copies of your transcripts.Those seeking a job in medical sciences ma y also be eligible for a Power Bi resume. These professionals may have the ability to perform a wide range of tasks which include therapy. Such activities include physical therapy, diagnostic radiology, radiologic technologists, and occupational or rehabilitation technology. If your Power Bi resume does not list your certifications, you should include letters of reference from your primary healthcare provider.When considering your Power Bi resume, try to consider how you would benefit from providing documentation and how other professionals in your field may be able to help you on your way to your dream job. If you have not been able to obtain your certification within the past two years, you may be required to take a formal test in order to continue on with your certification.Those who receive specialized training in sports medicine or rehabilitation therapy may be able to further their education in their field of study through an online program. This option can save you the cost o f additional schooling and allows you to pursue your dream profession without the extra time and expense. Many Power Bi professionals are highly skilled in helping others. In order to list a certification, employers will usually require you to submit letters of recommendation from your previous employment. Your physician's professional credentials should be listed as well if you have them, but it is still best to include a letter from your employer with the requested certification.As more people seek out careers in medical professionals, so do employers need to hire more professionals to fill these positions. The average annual salary for a doctorate-level professional is over six-figures; thus, your Power Bi resume is important if you are considering working in this field.